Niva Bupa Raises Premiums 8-9% Annually to Offset Medical Inflation

Niva Bupa is raising premiums by around 8-9% annually to stay profitable amid rising healthcare costs, expecting this trend to continue. For healthtech builders, this signals shrinking patient affordability — either build for B2B2C (employer-sponsored) models or focus on preventive care and diagnostics that reduce claim intensity.

Source: ET BFSI ↗