RBI: Bank Credit Growth Accelerates to 19.1% in July

Non-food bank credit rose 19.1% year-on-year as of July 31, 2026, per RBI data—nearly double the prior-year growth rate. Builders should track whether this credit expansion translates to fintech loan disbursals; rapid growth often precedes tightening cycles, so locking in partnerships with banks now could secure volume before rates normalize.

Source: ET BFSI ↗