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Finvu

RBI-Licensed Account Aggregator & Financial Data APIs

Quick Verdict

Finvu is India's leading Account Aggregator licensed by RBI. Provides FIP/FIU integration APIs for fintech to access bank account data directly (not via document upload). Customer can share their bank data securely with your app. Custom enterprise pricing. Best for lending, investment, and wealth platforms that need live account data.

Availability
4.5/5
Ease
3.8/5
Value
4.0/5
Support
4.1/5

What is Finvu?

Finvu is India's leading Account Aggregator, founded 2013 in Mumbai and licensed by RBI. Unlike Decentro (which needs document uploads), Finvu provides direct bank API connections via FIP/FIU protocols. Users consent to share their bank account data directly with your app — no document upload needed. This is faster, more accurate, and more secure than bank statement PDF parsing.

Finvu connects to 500+ financial institutions (all major Indian banks). Used by lending platforms (lending-as-a-service), investment platforms, wealth management, and insurance companies for real-time account data access. If you need live account data (not historical documents), Finvu is the infrastructure.

Quick facts: Founded 2013 · Mumbai, India · RBI-licensed Account Aggregator · 500+ FIP partners · FIP/FIU integration APIs · Custom enterprise pricing

Core Capabilities

📊

FIP Integration

Connect to Financial Information Providers (banks, mutual funds, insurance) to access customer account data with explicit consent.

🔐

Secure Data Sharing

Encrypted end-to-end data sharing. Customer sees what data is being shared and can revoke access anytime. RBI-compliant security.

💰

Bank Account Data

Access balance, transactions, account details, and account summary. Real-time and historical data available.

📈

Investment & Insurance Data

Access mutual fund holdings, insurance policies, equity portfolios. Single consent for all financial assets.

Real-time Updates

Get live account data, not stale documents. Perfect for credit decisioning and dynamic portfolios.

🛡️

Compliance & Audit

Complete audit trail, consent management, and regulatory reporting. RBI-audited infrastructure.

Pricing (Enterprise)

Custom enterprise pricing based on volume and data type.

Per-Request

₹50–200

Per bank account data fetch

Enterprise

Custom

White-label, co-branding

Who Should Use Finvu

  • Lending platforms — Real-time account data for instant credit decisions
  • Investment apps — Portfolio aggregation, asset tracking
  • Wealth management — Holistic financial picture of clients
  • Insurance — Income verification, underwriting
  • Not for: Simple account opening (use Decentro instead)

Pros & Cons

✅ Pros

  • Live account data vs stale documents
  • RBI-licensed, bank-grade security
  • 500+ FIP partnerships
  • Complete audit trail for compliance

❌ Cons

  • Enterprise-only, no self-serve
  • Custom pricing, no transparency
  • Complex FIP integrations required
  • Compliance certification needed

FAQs

How much does Finvu cost?
₹50–200 per bank account data request. At 1,000+ monthly requests, typically ₹5L–50L/month. Custom enterprise pricing for large integrations.
How long is Finvu integration?
2–4 weeks for API integration. FIP partnerships add 4–8 weeks. Total 6–12 weeks for production launch.
Is Finvu data secure?
Yes. RBI-licensed, end-to-end encrypted, customer controls access, complete audit trail.

Contact Finvu Sales

RBI-licensed Account Aggregator

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Quick Facts

CategoryAccount Aggregator
Founded2013, Mumbai
PricingCustom enterprise
Availability🇮🇳 90%
Rating⭐ 4.2/5