Alternatives to Razorpay in India
We list 8 alternatives to Razorpay. 3 are built in India. 3 have a free plan. The lowest price we state is ₹749 a month for Zoho Books.
Why people look for an alternative to Razorpay
- We could not read a monthly price for Razorpay that we can quote. It may be priced by usage or by quote, so a team that needs a budget figure has to ask the vendor or work it out from its own volume.
Razorpay and 8 alternatives at a glance
| Tool | From, a month | Free plan or tier | Our score | Bills in ₹ | Built in India |
|---|---|---|---|---|---|
| Razorpay (the one you are replacing) | Not stated | No | 40 / 100 | Not checked | Yes |
| Chargebee | ≈ ₹57,085 a month | Yes | 30 / 100 | Not checked | Yes |
| Cashfree Payments | Not stated | No | 20 / 100 | Yes | Yes |
| Juspay | Not stated | No | 10 / 100 | Not checked | Yes |
| Zoho Books | ₹749 a month | Yes | 60 / 100 | Yes | – |
| Shopify | ₹1,499 a month | Yes | 50 / 100 | Yes | – |
| Stripe | Not stated | No | 30 / 100 | Not checked | – |
| Payoneer | Not stated | No | 30 / 100 | Not checked | – |
| PayU | Not stated | No | 10 / 100 | Not checked | – |
The alternatives, one by one
Chargebee Built in India
Best for: Subscription billing and revenue operations platform. Suits SaaS and subscription businesses.
From ≈ ₹57,085 a month (converted from dollars). Has a free plan. Built in India. Gives a GST invoice. Our score: 30 out of 100 (3 of 8 checks read).
Cashfree Payments Built in India
Best for: Fast-growing Indian payment gateway with instant settlements. Suits E commerce and marketplaces.
Not stated. Built in India. Bills in rupees: “INR billing — no forex complexity”. Our score: 20 out of 100 (3 of 8 checks read). Side by side: Juspay vs. Razorpay vs. Cashfree · Razorpay vs Cashfree.
Juspay Built in India
Best for: Payment orchestration and UPI-native platform. Suits High volume merchants and fintech.
Not stated. Built in India. Our score: 10 out of 100 (1 of 8 checks read). Side by side: Juspay vs. Razorpay vs. Cashfree.
Zoho Books
Best for: Online accounting with GST invoicing, from Zoho. Suits startups.
From ₹749 a month. Has a free plan. Bills in rupees: “India pricing page shows prices in INR (₹), exclusive of local taxes”. Gives a GST invoice. Our score: 60 out of 100 (5 of 8 checks read).
Shopify
Best for: Online store builder with payments, checkout and apps. Suits startups.
From ₹1,499 a month. Has a free plan. Bills in rupees: “India pricing page shows all plan prices in Indian rupees (₹)”. Our score: 50 out of 100 (4 of 8 checks read).
Stripe
Best for: Global payments infrastructure for internet businesses. Suits International products and SaaS subscriptions.
Not stated. Our score: 30 out of 100 (4 of 8 checks read).
Payoneer
Best for: Receive payments from abroad into a multi-currency account. Suits freelancers and export agencies.
Not stated. Our score: 30 out of 100 (3 of 8 checks read).
PayU
Best for: Naspers-backed payment gateway for Indian businesses. Suits Large merchants and large companies.
Not stated. Widely used by Indian teams. Our score: 10 out of 100 (1 of 8 checks read).
Before you switch
- Billing: ask each vendor whether it invoices in rupees with GST. Where we have not read the answer, the table says “Not checked”, not “No”.
- Data: exports differ. Try one real export from Razorpay into the new tool on a free plan before you pay for a year.
- Price: a monthly figure is for one seat or the entry plan. Work out your own number of users, and read the vendor page linked under each tool.
- Indian-built options are marked on the table and shown first. They are not better for that reason alone; they are easier on rupee billing, GST invoices and support in your time zone.
Compare Razorpay side by side
Other alternatives pages
How this page is made
This page is built by a script from the same files as our tool pages, so it changes when a price, a score or an India-fit answer changes. Alternatives are picked by what we list for Razorpay (its curated alternatives, the same use case and sub-category, shared tags and the compare pages we have), then ordered with Indian-built tools first, then by our score. A tool is left out when we have fewer than five real matches. Prices come from each vendor's own pricing page as read on our tool pages; the dates above are the days we read them. We may earn a commission on some vendor links elsewhere on the site; it does not change the order here. How the score works.