RBI Repo Cut Reaches Loans Faster Than Deposits

Lending rates linked to external benchmarks have transmitted the Reserve Bank of India's 125 basis point repo rate cut in full, while deposit rates have adjusted more gradually. Insurtech builders relying on lending (embedded health loans, travel insurance credit) will face margin compression—lock in fixed-rate partnerships with insurers now, or pivot to commission-based models.

Source: ET BFSI ↗