RBI Repo Cut Reaches Loans Faster Than Deposits

Lending rates linked to external benchmarks have transmitted the Reserve Bank of India's 125 basis point repo rate cut in full, while deposit rates have adjusted more gradually. Builders need to watch transmission delays in their lending products—faster loan-side traction means margin pressure on deposits, so compete on deposit stickiness through features, not just rates.

Source: ET BFSI ↗