← 2 September 2026 edition
E-commerce

Gold loan market reaches Rs 18.6 lakh crore, targets Rs 30 lakh crore by FY28

Gold loan market reaches Rs 18.6 lakh crore, targets Rs 30 lakh crore by FY28

India's gold-loan market expanded to Rs 18.6 lakh crore as of March 2026 and is projected to grow at 28% CAGR to cross Rs 30 lakh crore by FY28, becoming the second-largest retail asset class after home loans. Fintech and lending builders should explore gold-backed lending products and embedded collateral verification; the category is flight-tested and attracting traditional lenders.

Source: ET BFSI ↗

🎧 This story is in the 2 September 2026 episode — Arjun & Meera
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