How much money comes into SIPs each month in India?

History

AMFI reports the SIP instalments collected in the month. It does not subtract redemptions by the same investors, so it is not the same as the net inflow into mutual funds.

The figures side by side

How we got this number

1. Take AMFI's own monthly SIP figure: ₹32,490 crore collected through SIPs in September 2026.
2. Cross-check it with AMFI's monthly note (₹32,490 crore, up 0.6% on the month and 10.7% on the year) and a news report of the same AMFI data.
3. Build the history from AMFI's month-wise SIP table, from ₹29,361 crore in September 2025 to ₹32,490 crore in September 2026. The FY 2025-26 months add up to AMFI's own year total of ₹3,49,589 crore.

What this number does not tell you

• This is gross money paid in through SIP instalments. It is not net of redemptions, so it is not the net inflow into mutual funds.
• Contributing SIP accounts (10.06 crore) count accounts, not people; one investor can run several SIPs.
• AMFI's table shows a 'Total during FY' of 1,58,108 crore for FY 2026-27, which does not match its own monthly figures (they add up to 1,90,598 crore for April to September 2026). We use the monthly figures.

Sources

1. AMFI, SIP data on amfiindia.com (month-wise SIP contribution table), September 2026 data, page read 26 October 2026 — Table cells, separated by |. The first two figure columns are FY 2026-27 and FY 2025-26. For October to March the FY 2026-27 cell is still blank, so the first figure is the FY 2025-26 month (March 2026 = 32,087). Account table columns: outstanding SIP accounts (lakh), new SIPs, discontinued, contributing accounts (lakh), SIP contribution (₹ crore), SIP AUM (₹ crore).Total amount collected through SIP during September 2026 was ₹ 32,490 crore. Month-wise SIP contribution collected from FY 2016-17 onwards are mentioned below: | Month | SIP Contribution ₹ crore | FY 2026-27 | FY 2025-26 | ... | Total during FY | 1,58,108 | 3,49,589 | ... | March | | 32,087 | 25,926 | ... | February | | 29,845 | 25,999 | ... | January | | 31,002 | 26,400 | ... | December | | 31,002 | 26,459 | ... | November | | 29,445 | 25,320 | ... | October | | 29,529 | 25,323 | ... | September | 32,490 | 29,361 | ... | August | 32,297 | 28,265 | ... | July | 31,961 | 28,464 | ... | Jun | 31,781 | 27,269 | ... | May | 30,954 | 26,688 | ... | April | 31,115 | 26,632 | ... Sep-26 | 1,088.9 | 63.26 | 49.68 | 1,006.47 | 32,490 | 17,86,095 | ... Apr 26- Sep 26 | 1,088.9 | 351.48 | 307.43 | 1,006.47 | 1,90,598 | 17,86,095
2. AMFI monthly note, September 2026 (AMFI and Crisil Intelligence), September 2026 — Text taken from the PDF; spacing normalised.In September, Systematic Investment Plans (SIPs) witnessed an increase, with monthly contributions amounting to Rs 32,490 crore, marking a 0.6% rise from the preceding month. This represents a substantial 10.7% growth compared to the same period last year, highlighting the sustained popularity of SIPs among investors. The SIP asset base reduced 4.1% on a month-on-month basis mainly due to MTM losses, reaching Rs 17.86 lakh crore, which constitutes around 21.6% of the industry's total Assets Under Management (AUM). ... active SIP accounts, which rose to 10.06 crore in September
3. AMFI data reported by Angel One, 12 October 2026Monthly contributions to systematic investment plans (SIPs) rose to ₹32,490 crore in September 2026, from ₹32,297 crore in August 2026, according to news reports citing data released by the Association of Mutual Funds in India (AMFI). The increase was ₹193 crore, or 0.6%, over the previous month.

Questions people ask

What is the monthly SIP inflow in India?

₹32,490 crore in September 2026, the highest month so far, per AMFI.

How many SIP accounts are there in India?

10.06 crore SIP accounts made a contribution in September 2026, and 1,088.9 lakh SIP accounts were outstanding (AMFI).

How much money is invested through SIPs in total?

SIP assets were ₹17.86 lakh crore at the end of September 2026, about 21.6% of all mutual fund assets (AMFI).

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This figure is from AMFI's own release or a report quoting it. We recheck it monthly. If you have a newer or better source, send it to us.