UPI processed 24.07 billion transactions worth ₹29.37 lakh crore in September 2026, according to NPCI data. That is down 1.8% from the record 24.51 billion in August 2026, mainly because September had one day fewer. Volume was up 23% on September 2025, and the daily average crossed 800 million for the first time, at 802 million.
Source · NPCI, figure for September 2026 · checked
| Period | Value (billion) |
|---|---|
| Sep 2026 | 24.07 |
| Aug 2026 | 24.51 |
| Jul 2026 | 23.66 |
| Jun 2026 | 22.72 |
| May 2026 | 23.2 |
NPCI counts every UPI transaction processed in the month, person-to-person and person-to-merchant. September had 30 days against August's 31, so the monthly total dipped while the daily average reached 802 million, a record.
| Measure | Figure | Source |
|---|---|---|
| UPI transactions, September 2026 | 24.07 billion | NPCI via StartupTalky, Sep 2026 |
| UPI value, September 2026 | ₹29.37 lakh crore | NPCI via StartupTalky, Sep 2026 |
| Daily average, September 2026 | 802 million | NPCI via StartupTalky, Sep 2026 |
| UPI transactions, August 2026 | 24.51 billion | NPCI via StartupTalky, Aug 2026 |
| UPI transactions, September 2025 | 19.63 billion | NPCI via StartupTalky, Sep 2025 |
India's Unified Payments Interface (UPI) processed 24.07 billion transactions worth Rs 29.37 lakh crore in September 2026, according to data released by the National Payments Corporation of India (NPCI). August had marked UPI's second consecutive month of record transaction volume, at 24.51 billion. September's figures came in lower, but largely because the month had 30 days against August's 31, rather than any pullback in underlying usage. Transaction volume fell 1.8% month-on-month in September, while transaction value declined 1.5% from August. On a daily basis, however, UPI processed an average of 802 million transactions, crossing the 800-million mark for the first time, up from 791 million in August.
UPI processed 2,407 crore transactions valued at Rs 29.37 lakh crore in September 2026, as per the latest data released today by National Payments Corporation of India (NPCI). UPI had processed 2,451 crore transactions valued at Rs29.82 lakh crore in August 2026.
UPI processed 24.51 billion transactions worth Rs 29.82 lakh crore in August 2026, its highest-ever monthly volume.
In September 2025, volume dipped to 19.63 billion from 20.01 billion in August before UPI set a fresh record of 20.7 billion in October. Year-on-year growth continues to moderate: volume grew 23% this September against 31% in September 2025, while value growth eased from 21% to 18%.
India's Unified Payments Interface (UPI) clocked its highest-ever monthly transaction volume in July 2026, with 23.66 billion transactions worth Rs 29.88 lakh crore. Transaction volume rose 4.1 per cent from June's 22.72 billion, while transaction value increased 3.3 per cent from Rs 28.92 lakh crore. The month's transaction volume surpassed the previous record of 23.20 billion transactions set in May, though transaction value remained marginally below the all-time high of Rs 29.90 lakh crore recorded in the same month.
802 million a day on average in September 2026, the first month above 800 million, per NPCI data.
₹29.37 lakh crore in September 2026, down from ₹29.82 lakh crore in August; the record is ₹29.90 lakh crore in May 2026.
August 2026, with 24.51 billion transactions, ahead of September's 24.07 billion and July's 23.66 billion.
This figure is from NPCI's own release or a report quoting it. We recheck it monthly. If you have a newer or better source, send it to us.
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