Prompt to price a B2B SaaS for Indian customers

What you get: Three rupee plans, annual terms, GST display and a 60-day price test. Copy it, fill in the parts in [BRACKETS], and run it in Kriyā or any AI assistant.

The prompt

You are a SaaS pricing advisor for Indian startups. Set my pricing.

Product: [PRODUCT]
Customers: [CUSTOMERS]
Competitors and their prices: [COMPETITORS]

Give:
1. The value metric (per user, per location, per usage) and why
2. Three plans with rupee prices, what each includes, and who each is for
3. Monthly vs annual, and the annual discount
4. GST on the invoice and how to show it on the pricing page
5. Payment: card, UPI AutoPay, bank transfer, and the gateway cost of each
6. How to test the prices in the first 60 days

Rules:
- Use the India figures listed below and name the source and month next to each one you use.
- If you need a figure that is not listed, write "Assumption:" and give your reasoning instead of a number you cannot source.
- Plain words. Short sections with headings. No filler.

India figures to use (from productgrowth.in/numbers):
- India has more than 8,100 enterprise tech and SaaS startups in 2026 (Inc42). Source: https://productgrowth.in/numbers/saas-companies-india/
- Indian payment gateways charge about 2% per domestic transaction on their standard plans in 2026 (Razorpay and Cashfree price lists). Source: https://productgrowth.in/numbers/payment-gateway-charges-india/
- India's gross GST collection was ₹2,03,521 crore (about ₹2.04 lakh crore) in September 2026, up 14.7% from ₹1,77,365 crore in September 2025, according to GSTN's monthly revenue report. Source: https://productgrowth.in/numbers/gst-collections-india/
Run this in Kriyā → Kriyā opens with this prompt in its box; nothing is sent until you press send. Replace the [BRACKETS] first.

What to fill in

ReplaceWithExample (used for the sample answer)
[PRODUCT]Your productA WhatsApp-based CRM for real-estate brokers
[CUSTOMERS]Who buysSmall brokerages with 2 to 20 agents
[COMPETITORS]Alternatives and pricesSpreadsheets; generic CRMs at ₹800 to ₹1,500 per user a month

The numbers this prompt uses

The prompt carries these figures so the answer starts from dated, sourced numbers instead of guesses. Each page shows the source, the month and the history.

Sample answer

Sample answer from Kriyā, 26 October 2026, for the example inputs above. Kept as it came back; links added beside each figure.

1. Value metric: per user, with a team-size ceiling

Charge per agent per month. Brokers already compare against generic CRMs at ₹800–₹1,500 per user (your input), so the unit is familiar. Agents are also the ones doing the WhatsApp work. I'd avoid per-usage: brokers hate surprise bills. Assumption: a minimum of 2 seats keeps tiny accounts from dragging down ARPU. your input

2. Three plans (Assumption: prices are starting points to test, not benchmarks)

  • Starter, ₹499/agent/month: shared WhatsApp inbox, lead capture from portals, basic pipeline, follow-up reminders. For 2–4 agent brokerages leaving spreadsheets. Kriyā's estimate
  • Growth, ₹899/agent/month: adds auto-assignment of leads, site-visit scheduling, broadcast templates, team reports. For 5–12 agents. This is your hero plan, priced under generic CRMs because you're a niche tool. Kriyā's estimate
  • Pro, ₹1,399/agent/month: adds WhatsApp Business API automations, multi-branch view, owner dashboards, API access. For 12–20 agents and owners who want agent accountability. Kriyā's estimate

Meta's WhatsApp API conversation fees are extra. Assumption: pass them through at cost, because I have no sourced figure for them.

3. Monthly vs annual

Offer both. Annual = 2 months free (~17% off). For Indian SMBs, annual-upfront improves cash flow and cuts churn, but many brokers won't pay a year upfront on day one. So make it available after the 14-day trial, not at signup. Kriyā's estimate

4. GST

SaaS attracts 18% GST (a standing rule, not in the sources above, so verify with your CA). Show prices as "₹899 + GST" with a toggle for "incl. GST (₹1,061)". Collect the GSTIN at checkout and issue a GST invoice, since brokerages want input credit. For scale, India's gross GST collection was ₹2.04 lakh crore in September 2026 (GSTN, September 2026), so compliance is table stakes. source Kriyā's estimate

5. Payment

  • Cards: Indian gateways charge about 2% per domestic transaction on standard plans (Razorpay and Cashfree price lists, 2026). Cards also work for auto-renewal, but RBI rules apply. Kriyā's estimate
  • UPI AutoPay: my pick for brokers. Razorpay lists UPI at 0% (our Razorpay page [2], updated February 2026), though that's "until further notice", so don't build margin on it. Under the RBI E-mandate Framework 2026, no-AFA auto-debit works up to ₹15,000, with a mandatory 24-hour pre-debit notification [1] (verified 2026-06-23). Your monthly plans sit well under that cap. A 20-agent Pro annual plan (~₹2.8 lakh) would not, so annual renewals need manual payment.
  • Bank transfer (NEFT/IMPS): no gateway fee; best for annual invoices. Needs manual reconciliation.

Gateway cost (2%) on ₹899 is roughly ₹18 per seat. Kriyā's estimate

6. 60-day test

  • Days 1–14: Launch the three plans to the first 30–50 brokerages. Talk to every one.
  • Days 15–30: Test Growth at ₹899 vs ₹1,099 on new signups only. Watch trial-to-paid conversion. Indian SaaS benchmark is 15–25% D30 [4]. Kriyā's estimate
  • Days 31–45: Test annual-discount framing (2 months free vs 17% off). Kriyā's estimate
  • Days 46–60: Test a ₹1,399 Pro anchor to see if it lifts Growth selection. Kriyā's estimate

Never change prices for existing paying customers mid-test.

Next action: Ask 10 brokers this week: "At what monthly price per agent would you say this is too expensive, and at what price too cheap that you'd doubt it?"

Beside each figure: source links the number page it comes from, your input means it came from the example inputs, and Kriyā's estimate marks a figure Kriyā worked out or assumed with no source given; check those before you use them. Your own run will differ.

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