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TransUnion CIBIL

India's #1 credit bureau

KYC & Identity 4.5 / 5 ₹5-50 per credit pull Updated Feb 2026 🇮🇳 Mumbai HQ
✅ Recommended for Indian teams

Quick Verdict

Best for lending products in India. Mandatory for lending. 700M+ credit records. Mumbai-based. Per-pull API pricing. Non-negotiable for loan underwriting.

India Availability
85
Ease of Use
80
Value for Money
80
Indian Support
75

What is TransUnion CIBIL?

India's #1 credit bureau. Pricing: Per-pull API pricing. India: ₹5-50 per credit pull + 18% GST where applicable. Best for lending products in India. Mandatory for lending. 700M+ credit records. Mumbai-based. Per-pull API pricing. Non-negotiable for loan underwriting.