Fintech Insights

Deep-dive playbooks, teardowns, and benchmarks for product managers building India's next fintech products — from KYC to UPI to RBI compliance.

22
Articles
₹3.2L Cr
digital lending
18B+
UPI/month

All Fintech Articles

Account Aggregator Framework: What Indian PMs Need to Know

Account aggregation, NBFC-AA, consent architecture · 9 min read

AI × Fintech: Signals Every Product Manager Should Track

ML fraud, AI credit scoring, LLM in banking · 7 min read

Building Trust Signals in Fintech Products

Social proof, security cues, onboarding confidence · 6 min read

Digio vs Signzy vs HyperVerge: Which KYC Stack for 2026?

eKYC vendor comparison, India cost benchmarks · 8 min read

First Transaction Rate: The Metric That Predicts Fintech Retention

Activation funnel, D7 benchmarks · 6 min read

Groww vs Zerodha Onboarding: A PM Teardown

Investment app UX, KYC flow comparison, India-specific design · 10 min read

KYC Vendors Compared: India's Top 8 Platforms in 2026

HyperVerge, Signzy, IDfy, Onfido pricing & accuracy · 9 min read

Neobank Onboarding Teardown: Fi, Niyo, and Jupiter

Activation flows, consent screens, bank account linking · 11 min read

Razorpay vs Cashfree vs Stripe: 2026 India Comparison

Settlement times, INR pricing, failure rates · 8 min read

RBI Digital Lending Guidelines 2024: What Changed

Compliance, DLA, co-lending rules, product impact · 7 min read

SEBI Mutual Fund Regulations for Product Teams

Regulatory changes, UI compliance, MF distribution · 6 min read

UPI Payment Success Rates: Benchmarks & How to Improve Them

TPF, PSP failure modes, retry logic · 8 min read

Why 60% of Users Drop Off Before Completing KYC

Drop-off points, friction audit, UX fixes · 7 min read

BNPL UX Patterns That Convert: India Playbook

BNPL conversion, checkout UX, repayment flows · 11 min read

Digital Lending Trends India 2026

BNPL, co-lending, credit infrastructure · 12 min read

India Fintech Market 2026: State of the Industry

Market overview, funding, regulation · 14 min read

Neobank Activation: First Transaction Playbook

KYC to first txn, activation funnel · 9 min read

Payment Aggregator Compliance: RBI Rules

PA-CB guidelines, merchant onboarding · 8 min read

Trading App Onboarding Playbook

Demat, KYC, first trade activation · 13 min read

UPI AutoPay Design Guide

Mandate setup, failure handling, retry logic · 8 min read

UPI Market Data 2026: Every Metric That Matters

Volume, success rates, ecosystem data · 11 min read

Wallet Engagement: Driving Weekly Active Use

Beyond UPI, cashback mechanics, offers · 8 min read

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