How much e-rupee (CBDC) is in circulation in India? (2026)

TL;DR: Central bank digital currency (e-Rupee) in circulation stood at ₹771.66 crore in retail pilot balances across participating pilot commercial banks (RBI, 2026). Checked 1 November 2026.

e₹ in circulation by financial year (₹ crore)

History

Period	Value (₹ crore)
2025-26	771.66
2024-25	1,016.5
2023-24	234.12
2022-23	16.39

₹771.66 crore

e₹ (digital rupee) in circulation, all retail · financial year 2025-26

Range: ₹16.39 crore (2022-23) to ₹1,016.50 crore (2024-25)
Confidence: High: an official count
Last checked: 1 November 2026

The RBI table gives one figure per financial year, from 2022-23 to 2025-26. The peak is 2024-25 (₹1,016.50 crore).

The figures side by side

Measure	Figure	Source
e₹ in circulation, 2025-26	₹771.66 crore	RBI Handbook, Table 152
e₹ in circulation, 2024-25	₹1,016.50 crore	RBI Handbook, Table 152
e₹ in circulation, 2023-24	₹234.12 crore	RBI Handbook, Table 152
e₹ in circulation, 2022-23	₹16.39 crore	RBI Handbook, Table 152
Wholesale e₹, 2022-23	₹10.69 crore	RBI Handbook, Table 152

How we got this number

Open the RBI Handbook of Statistics, 'Table 152: eRupee in Circulation: e₹ - Retail and e₹ - Wholesale' (page dated 31 July 2026), in ₹ crore.
Read the last column, 'Total e₹', for each financial year: ₹16.39 crore (2022-23), ₹234.12 crore (2023-24), ₹1,016.50 crore (2024-25) and ₹771.66 crore (2025-26).
Split by retail and wholesale from the same rows: ₹771.66 crore retail and nil wholesale in 2025-26.
Work out the change on the year before: ₹771.66 crore against ₹1,016.50 crore is a fall of 24.1%.

What this number does not tell you

The table gives one figure per financial year and does not print a day within the year, so read it as the level for that year, most likely the year-end.
In the 2025-26 row the RBI table puts almost all of the amount (771.25) in the ₹ 1 column, while the year before it sat in another denomination column. We use only the total, not the split by denomination.
The RBI has also published weekly e₹ figures, but we could not read a recent weekly release, so this page uses the yearly table.
e₹ is a pilot with a small value next to UPI: it is a digital form of cash, issued by the RBI.

Sources

RBI, Handbook of Statistics, Table 152: eRupee in Circulation, Jul 31, 2026 — columns: ₹0.50 paise to ₹2000 notes, Total e₹-Retail, e₹-Wholesale, Total e₹; unit ₹ croreTable 152 : eRupee in Circulation: e₹ - Retail and e₹ - Wholesale. Date : Jul 31, 2026. 2022-23 0.01 0.04 0.06 0.12 0.15 0.23 0.39 0.83 1.16 2.71 - 5.70 10.69 16.39. 2023-24 0.09 0.37 0.54 1.37 2.14 3.94 8.49 20.73 32.01 164.36 - 234.04 0.08 234.12. 2024-25 0.11 0.46 0.78 1.77 3.06 6.39 16.64 38.23 91.33 857.68 - 1016.50 - 1016.50. 2025-26 0.00 771.25 0.01 0.01 0.02 0.36 0.00 0.00 0.00 0.00 - 771.66 - 771.66
RBI, Payment System Indicators - September 2026 (UPI row, for comparison), September 2026 data; page updated 31 Oct 2026Payment System Indicators - September 2026. 2.6 UPI @ 2416168.86 196334.33 245089.58 240683.80 31423250 2489737 2982356 2937397

Worked out by us: 24.1 (₹771.66 crore (2025-26) divided by ₹1,016.50 crore (2024-25), minus 1; a fall of 24.1%, rounded to one decimal).

Questions people ask

How much e-rupee is in circulation?

₹771.66 crore for 2025-26, all retail, according to the RBI Handbook of Statistics. That is down from ₹1,016.50 crore in 2024-25.

What is the difference between retail and wholesale e₹?

The RBI table has two columns: Total e₹-Retail (₹771.66 crore in 2025-26) and e₹-Wholesale (nil in 2025-26). Wholesale e₹ was ₹10.69 crore in 2022-23.

How big is e₹ next to UPI?

Very small. The RBI shows ₹771.66 crore of e₹ in circulation, while its payment tables show UPI at ₹29,37,397 crore in a single month (September 2026).

How much e-rupee (CBDC) is in circulation in India?