How many AePS transactions happen in India each month?

History

AePS is the Aadhaar-Enabled Payment System run by NPCI, used mostly for cash withdrawal and balance checks with a fingerprint at a micro-ATM or bank agent. The count is all AePS transactions in the month.

The figures side by side

How we got this number

1. Take the AePS line of NPCI's monthly product statistics for September 2026, as reported on the day of release: 95.78 million transactions and ₹23,734 crore.
2. Compare with August 2026: 104 million transactions and ₹26,035 crore.
3. Add the two months before from the monthly releases of those months: about 97 million in June and 100 million in July 2026, worth ₹26,051 crore and ₹27,539 crore.

What this number does not tell you

• NPCI's own statistics page loads its table with a script and could not be read by our checker (it returned an error), so the figures are NPCI's monthly release as reported by FinTech BizNews and other outlets, via the news report.
• June and July are rounded to the million in the reports we could read, so the chart is only accurate to about a million.
• A transaction is one fingerprint payment or withdrawal, not one person. Cash withdrawal is most of AePS use.

Sources

1. NPCI data, reported by FinTech BizNews (September 2026), 01 October 2026Aadhaar-powered, interoperable digital financial transactions volume and value in September 2026 is 95.78 Mn and Rs23,734 Cr respectively. AePS volume fell by 10% y/y and value fell by 13% y/y in September 2026.
2. NPCI data, reported by FinTech BizNews (August 2026), 01 October 2026AePS monthly volume and value in August 2026 were 104 Mn and Rs26035 Cr respectively.
3. NPCI data, reported by Free Press Journal (August 2026), 01 September 2026Aadhaar-Enabled Payment System (AePS) transactions increased 4% to 104 million in August compared with July.
4. NPCI data, reported by Guidely (July 2026), Aug 07 2026Aadhaar Enabled Payment System (AePS) transactions increased by 3% to 100 million in July 2026 from 97 million in June 2026. The AePS transaction value increased to ₹27,539 crore in July 2026 from ₹26,051 crore in June 2026.

Worked out by us: 23734 (FinTech BizNews prints "Rs23,734 Cr" with no space; the same figure is written ₹23,734 crore here); 26035 (FinTech BizNews prints "Rs26035 Cr" with no space; the same figure is written ₹26,035 crore here).

Questions people ask

How many AePS transactions were there in September 2026?

95.78 million, worth ₹23,734 crore, down 10% in volume from a year ago (NPCI).

How many AePS transactions were there in August 2026?

104 million, worth ₹26,035 crore (NPCI).

What is AePS?

The Aadhaar-Enabled Payment System lets a person withdraw cash or check a balance with their Aadhaar number and a fingerprint, at a bank agent or micro-ATM.

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This is a best guess, not an official statistic. We recheck it monthly. If you have a newer or better source, send it to us.