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How many RTGS transactions happen in India each month?

India's banks settled 325.96 lakh RTGS transactions in September 2026, worth ₹2,35,71,797 crore, according to the RBI, 16.1% more than the 280.83 lakh in September 2025. The value was up 18.8% on a year ago. The average RTGS payment was about ₹72.3 lakh.

Source · RBI, figure for September 2026 · checked

Apr 2026: 315.56 lakh315.56 May 2026: 315.38 lakh315.38May 2026 Jun 2026: 319.29 lakh319.29 Jul 2026: 333.1 lakh333.1Jul 2026 Aug 2026: 315.19 lakh315.19 Sep 2026: 325.96 lakh325.96Sep 2026
RTGS transactions per month (lakh)

History

PeriodValue (lakh)
Sep 2026325.96
Aug 2026315.19
Jul 2026333.1
Jun 2026319.29
May 2026315.38
Apr 2026315.56
325.96 lakh
RTGS transactions in the month · September 2026
Range
315.19 to 333.10 lakh a month, April to September 2026
Confidence
High: an official count
Last checked

The low is August 2026 (315.19 lakh) and the high is July 2026 (333.10 lakh). RBI figures are provisional.

The figures side by side

MeasureFigureSource
RTGS transactions, September 2026325.96 lakhRBI, September 2026
RTGS value, September 2026₹2,35,71,797 croreRBI, September 2026
RTGS transactions, September 2025280.83 lakhRBI, September 2026 page
RTGS transactions, August 2026315.19 lakhRBI, August 2026
RTGS transactions, FY 2025-263,499.79 lakhRBI, September 2026 page

How we got this number

  1. Open the RBI's 'Payment System Indicators - September 2026' page and read the row '1 Credit Transfers - RTGS' under 'Financial Market Infrastructures (FMIs)': 325.96 lakh transactions and ₹2,35,71,797 crore in September 2026.
  2. Compare with the same row for September 2025 (280.83 lakh transactions, ₹1,98,36,942 crore) and August 2026 (315.19 lakh), which are columns on the same page.
  3. Put it next to earlier months from the RBI's monthly pages: 315.56 lakh in April, 315.38 in May, 319.29 in June and 333.10 in July 2026.
  4. Divide the value by the volume for the average payment: ₹2,35,71,797 crore over 325.96 lakh transactions is about ₹72.3 lakh.

What this number does not tell you

  • RBI marks the monthly payment figures provisional; later releases can revise them.
  • RTGS carries large-value payments, so a few days of heavy bank and corporate settlements can move the monthly value a lot. Read the volume and the value together.
  • The figure is the RBI's 'Credit Transfers - RTGS' row. Retail systems such as NEFT (8,620.93 lakh in September 2026) and UPI are separate rows on the same page.
  • For the full year 2025-26 the RBI page shows 3,499.79 lakh RTGS transactions worth ₹22,73,72,648 crore.

Sources

  1. RBI, Payment System Indicators - September 2026, September 2026 data; page updated 31 Oct 2026Payment System Indicators - September 2026. FY 2025-26, 2025 September, 2026 August, 2026 September. 1 Credit Transfers - RTGS 3499.79 280.83 315.19 325.96 227372648 19836942 20583738 23571797
  2. RBI, Payment System Indicators - August 2026, August 2026 data; page updated 31 Oct 2026Payment System Indicators - August 2026. 1 Credit Transfers - RTGS 3499.79 259.68 333.10 315.19 227372648 16371216 22307107 20583738
  3. RBI, Payment System Indicators - July 2026, July 2026 data; page updated 31 Oct 2026Payment System Indicators - July 2026. 1 Credit Transfers - RTGS 3499.79 277.67 319.29 333.10 227372648 18863902 22984140 22307107
  4. RBI, Payment System Indicators - June 2026, June 2026 data; page updated 31 Oct 2026Payment System Indicators - June 2026. 1 Credit Transfers - RTGS 3499.79 254.88 315.38 319.29 227372648 19012360 18618676 22984140
  5. RBI, Payment System Indicators - May 2026, May 2026 data; page updated 31 Oct 2026Payment System Indicators - May 2026. 1 Credit Transfers - RTGS 3499.79 274.71 315.56 315.38 227372648 17013770 19248590 18618676
  6. RBI, Payment System Indicators - September 2026 (NEFT row, for comparison), September 2026 data; page updated 31 Oct 2026Payment System Indicators - September 2026. 2.5 NEFT 100996.15 8403.21 8825.02 8620.93 50226505 4265310 4408552 4675237

Worked out by us: 16.1 (325.96 lakh (September 2026) divided by 280.83 lakh (September 2025), minus 1, as a percentage, rounded to one decimal); 18.8 (₹2,35,71,797 crore (September 2026) divided by ₹1,98,36,942 crore (September 2025), minus 1, as a percentage, rounded to one decimal); 72.3 (₹2,35,71,797 crore multiplied by 100 (to ₹ lakh) and divided by 325.96 lakh transactions gives ₹72.3 lakh per payment, rounded to one decimal).

Questions people ask

How many RTGS transactions were there in September 2026?

325.96 lakh, worth ₹2,35,71,797 crore, according to the RBI. That is 16.1% more transactions than September 2025.

How many RTGS transactions were there in the whole of 2025-26?

The RBI page shows 3,499.79 lakh RTGS transactions for FY 2025-26, worth ₹22,73,72,648 crore.

How does RTGS compare with NEFT?

In September 2026 NEFT carried 8,620.93 lakh transactions against 325.96 lakh for RTGS. RTGS has far fewer payments but a much larger amount per payment.

Read next

This figure is from RBI's own release or a report quoting it. We recheck it monthly. If you have a newer or better source, send it to us.

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