How many ATMs are there in India?

History

RBI counts ATMs and cash recycling machines together, split into bank-owned ones and white-label ones run by non-bank firms. Micro ATMs are the small handheld devices used by bank agents and are counted separately.

The figures side by side

How we got this number

1. Read 'Number of ATMs and CRMs' in Part III (Payment Infrastructures) of RBI's Payment System Indicators for September 2026: 2.52 lakh, made up of 2.17 lakh bank-owned and 0.36 lakh white-label.
2. Read 'Cash Withdrawal at ATMs' in Part II of the same page for use: 4,006.59 lakh withdrawals in September 2026 and 4,395.48 lakh in September 2025.
3. Put the count next to earlier months from RBI's monthly pages: 2.54 lakh in March, April and May, 2.52 lakh in June, 2.53 lakh in July and August 2026.

What this number does not tell you

• RBI marks the data provisional. The parts add to 2.53 lakh against a total of 2.52 lakh because RBI rounds each line.
• The count is machines, not locations. A bank's cash recycling machines (which also take deposits) are in the same line as ATMs.
• Micro ATMs (13.33 lakh) are agents' handheld devices and are not counted in the 2.52 lakh.
• The September 2026 data was on RBI's site by 31 October 2026.

Sources

1. RBI, Payment System Indicators, September 2026 (Part III, payment infrastructures), September 2026 data; RBI page shows "Website last updated date: Oct 31, 2026" — columns: As on March 2026, September 2025, August 2026, September 2026 (lakh)PART III - Payment Infrastructures (lakh) | As on March 2026 | 2025 September | 2026 | 2026 August | September 1 | 2 | 3 | 4 Payment System Infrastructures 1 Number of Cards | 11632.02 | 11383.16 | 11608.32 | 11650.16 1.1 Credit Cards | 1186.34 | 1135.07 | 1240.04 | 1253.15 1.2 Debit Cards | 10445.69 | 10248.09 | 10368.29 | 10397.01 2 Number of PPIs @ | 22992.54 | 16180.40 | 23320.35 | 23635.71 2.1 Wallets @ | 18253.41 | 11478.95 | 18389.26 | 18660.03 2.2 Cards @ | 4739.13 | 4701.45 | 4931.09 | 4975.68 3 Number of ATMs and CRMs | 2.54 | 2.49 | 2.53 | 2.52 3.1 Bank owned ATMs$ and CRMs# | 2.16 | 2.12 | 2.17 | 2.17 3.2 White Label ATMs $ | 0.38 | 0.37 | 0.36 | 0.36 4 Number of Micro ATMs @ | 13.90 | 14.60 | 13.26 | 13.33
2. RBI, Payment System Indicators, September 2026 (Part II, ATM withdrawals), September 2026 data; RBI page shows "Website last updated date: Oct 31, 2026" — columns: volume in lakh (FY 2025-26, September 2025, August 2026, September 2026), then value in ₹ crore (same four)B. ATMs 3. Cash Withdrawal at ATMs $ | 53689.48 | 4395.48 | 4144.62 | 4006.59 | 2873737 | 230952 | 225178 | 220378 3.1 Using Credit Cards $ | 81.07 | 6.69 | 6.84 | 6.63 | 4525 | 369 | 387 | 383 3.2 Using Debit Cards $ | 53394.13 | 4370.90 | 4120.45 | 3983.07 | 2858626 | 229713 | 223907 | 219131 3.3 Using Pre-paid Cards $ | 214.27 | 17.89 | 17.33 | 16.89 | 10586 | 870 | 883 | 864
3. RBI, Payment System Indicators, August 2026 (ATMs row), August 2026 data; RBI page shows "Website last updated date: Oct 31, 2026" — columns: As on March 2026, the same month in 2025, the previous month, this month (lakh)3 Number of ATMs and CRMs | 2.54 | 2.49 | 2.53 | 2.53
4. RBI, Payment System Indicators, July 2026 (ATMs row), July 2026 data; RBI page shows "Website last updated date: Oct 31, 2026" — columns: As on March 2026, the same month in 2025, the previous month, this month (lakh)3 Number of ATMs and CRMs | 2.54 | 2.49 | 2.52 | 2.53
5. RBI, Payment System Indicators, June 2026 (ATMs row), June 2026 data; RBI page shows "Website last updated date: Oct 31, 2026" — columns: As on March 2026, the same month in 2025, the previous month, this month (lakh)3 Number of ATMs and CRMs | 2.54 | 2.51 | 2.54 | 2.52
6. RBI, Payment System Indicators, May 2026 (ATMs row), May 2026 data; RBI page shows "Website last updated date: Oct 31, 2026" — columns: As on March 2026, the same month in 2025, the previous month, this month (lakh)3 Number of ATMs and CRMs | 2.54 | 2.57 | 2.54 | 2.54
7. RBI, Payment System Indicators, April 2026 (ATMs row), April 2026 data; RBI page shows "Website last updated date: Oct 31, 2026" — columns: As on March 2026, the same month in 2025, the previous month, this month (lakh)3 Number of ATMs and CRMs | 2.54 | 2.55 | 2.54 | 2.54
8. RBI, Payment System Indicators, March 2026 (ATMs row), March 2026 data; RBI page shows "Website last updated date: Oct 31, 2026" — columns: As on March 2026, the same month in 2025, the previous month, this month (lakh)3 Number of ATMs and CRMs | 2.54 | 2.56 | 2.53 | 2.54

Questions people ask

How many ATMs are there in India?

2.52 lakh ATMs and cash recycling machines at the end of September 2026, per RBI. That is 2.17 lakh bank-owned and 0.36 lakh white-label.

Is the number of ATMs in India falling?

Only slightly. It was 2.54 lakh at the end of March 2026 and 2.52 lakh at the end of September 2026.

How many cash withdrawals happen at ATMs each month?

4,006.59 lakh in September 2026, down from 4,395.48 lakh in September 2025 (RBI).

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This figure is from RBI's own release or a report quoting it. We recheck it monthly. If you have a newer or better source, send it to us.