How many Jan Dhan accounts are there in India?

India had 59.63 crore Jan Dhan (PMJDY) accounts on 21 October 2026, according to the Department of Financial Services (DFS). Balances in these accounts were ₹3,24,639.49 crore, and 33.26 crore of the accounts belong to female beneficiaries. On 22 October 2025 the count was 56.85 crore, so about 2.78 crore accounts were added in a year.

Source · DFS, figure for October 2026 · checked

22 Oct 2025: 56.85 crore56.8522 Oct 2025 21 Jan 2026: 57.49 crore57.4921 Jan 2026 22 Apr 2026: 58.18 crore58.1822 Apr 2026 22 Jul 2026: 58.84 crore58.8422 Jul 2026 21 Oct 2026: 59.63 crore59.6321 Oct 2026
Jan Dhan (PMJDY) accounts (crore)

History

PeriodValue (crore)
21 Oct 202659.63
22 Jul 202658.84
22 Apr 202658.18
21 Jan 202657.49
22 Oct 202556.85
59.63 crore
PMJDY (Jan Dhan) beneficiary accounts · 21 October 2026
Range
59.63 crore accounts; ₹3,24,639.49 crore in deposits
Confidence
High: an official count
Last checked

Total beneficiaries and balances across public sector banks, regional rural banks, private banks and rural cooperative banks, as submitted by banks to the Department of Financial Services (DFS) and shown on its PMJDY progress report. Balances are the amount sitting in the accounts on that date.

The figures side by side

MeasureFigureSource
Total Jan Dhan accounts, 21 October 202659.63 croreDFS PMJDY progress report, as on 21/10/2026
Deposits in the accounts, 21 October 2026₹3,24,639.49 croreDFS PMJDY progress report, as on 21/10/2026
RuPay debit cards issued41.83 croreDFS PMJDY progress report, as on 21/10/2026
Accounts at public sector banks45.86 croreDFS PMJDY progress report, as on 21/10/2026
Total Jan Dhan accounts, 22 October 202556.85 croreDFS archive report, as on 22/10/2025

How we got this number

  1. Open DFS's PMJDY progress report and read the Grand Total row for 21 October 2026: 59.63 crore total beneficiaries, ₹3,24,639.49 crore in deposits and 41.83 crore RuPay debit cards.
  2. Read the same row from DFS's archive reports for earlier Wednesdays (22 October 2025, 21 January 2026, 22 April 2026 and 22 July 2026). The archive gives raw counts, so divide by one crore to compare.
  3. Check the split by bank type on the same page: public sector banks hold 45.86 crore of the accounts and regional rural banks 11.19 crore.

What this number does not tell you

  • DFS says the data is submitted by banks, and the count is of accounts opened under PMJDY. It does not show how many are active or have been used.
  • The progress report gives deposits in crore; the archive reports give them in lakh. The comparison below uses the crore figure.
  • Different news reports quote different Jan Dhan totals because they use different dates; always check the 'as on' date.

Sources

  1. DFS, Ministry of Finance, PMJDY Progress-Report, as on 21/10/2026Progress-Report Pradhan Mantri Jan - Dhan Yojana (All figures in Crore) Beneficiaries as on 21/10/2026 Bank Name / Type Number of Beneficiaries at rural/semiurban centre bank branches Number of Beneficiaries at urban metro centre bank branches No Of Rural-Urban Female Beneficiaries Number of Total Beneficiaries Deposits in Accounts(In Crore) Number of Rupay Debit Cards issued to beneficiaries Public Sector Banks 35.64 10.22 25.25 45.86 253122.09 35.70 Regional Rural Banks 9.48 1.71 6.54 11.19 61182.08 4.19 Private Sector Banks 0.98 1.41 1.38 2.39 10335.31 1.94 Rural Cooperative Banks 0.19 0.00 0.10 0.19 0.01 0.00 Grand Total 46.29 13.34 33.26 59.63 324639.49 41.83 Disclaimer: Information is based upon the data as submitted by different banks
  2. DFS, PMJDY Archive report (Bank Categorywise), 22 July 2026, as on 22/07/2026 — columns: rural/semiurban, urban/metro, total beneficiaries, deposits (lakh), RuPay cards; report chosen by date on the archive pageBank Categorywise Report as on 22/07/2026 Grand Total 457742674 130699394 588442068 31129070.87 410080080
  3. DFS, PMJDY Archive report (Bank Categorywise), 22 April 2026, as on 22/04/2026 — same columns; report chosen by date on the archive pageBank Categorywise Report as on 22/04/2026 Grand Total 454506042 127307852 581813894 30419564.62 404755622
  4. DFS, PMJDY Archive report (Bank Categorywise), 21 January 2026, as on 21/01/2026 — same columns; report chosen by date on the archive pageBank Categorywise Report as on 21/01/2026 Grand Total 449634529 125219867 574854396 28757830.72 397595421
  5. DFS, PMJDY Archive report (Bank Categorywise), 22 October 2025, as on 22/10/2025 — same columns; report chosen by date on the archive pageBank Categorywise Report as on 22/10/2025 Grand Total 444749436 123774675 568524111 27505777.67 391938320

Worked out by us: 56.85 (568524111 total beneficiaries on 22/10/2025 (DFS archive) divided by one crore (ten million), rounded to two decimals); 57.49 (574854396 total beneficiaries on 21/01/2026 (DFS archive) divided by one crore, rounded to two decimals); 58.18 (581813894 total beneficiaries on 22/04/2026 (DFS archive) divided by one crore, rounded to two decimals); 58.84 (588442068 total beneficiaries on 22/07/2026 (DFS archive) divided by one crore, rounded to two decimals); 2.78 (59.63 crore (21/10/2026) minus 56.85 crore (22/10/2025), rounded to two decimals); 275057.78 (27505777.67 lakh deposits on 22/10/2025 (DFS archive) divided by 100 to give crore, rounded to two decimals).

Questions people ask

How much money is in Jan Dhan accounts?

₹3,24,639.49 crore on 21 October 2026 (DFS). A year earlier, on 22 October 2025, it was ₹2,75,057.78 crore.

How many Jan Dhan accounts have a RuPay debit card?

DFS shows 41.83 crore RuPay debit cards issued to PMJDY beneficiaries on 21 October 2026.

How many Jan Dhan accounts are held by women?

33.26 crore of the 59.63 crore accounts are female beneficiaries' accounts on 21 October 2026 (DFS).

Read next

This figure is from DFS's own release or a report quoting it. We recheck it monthly. If you have a newer or better source, send it to us.

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