Buyer's guide · Banking APIs & Embedded Finance
Banking API software in India, compared by price in ₹
We compare 13 banking API tools that Indian teams use, ranked by our open score (how the score works; paying us never changes it). Perfios scores highest here, 50 out of 100. None of them publishes a plan we could price for 10 people.
The 13 tools, by score
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- Yes (as our tool page records it)
- India fit
- Bills in rupees: yes · GST invoice: yes · UPI: not checked · Data in India: yes (read 28 Oct 2026)
- Best for
- startups
- Drawback
- The vendor publishes no list price: a team that needs a number for a budget has to ask for a quote.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- Yes (as our tool page records it)
- India fit
- Bills in rupees: yes · GST invoice: yes · UPI: not checked · Data in India: not checked (read 28 Oct 2026)
- Best for
- startups
- Drawback
- The vendor publishes no list price: a team that needs a number for a budget has to ask for a quote.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- Yes (as our tool page records it)
- India fit
- Bills in rupees: yes · GST invoice: yes · UPI: not checked · Data in India: not checked (read 28 Oct 2026)
- Best for
- startups
- Drawback
- None on file yet.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- Yes (as our tool page records it)
- India fit
- Bills in rupees: yes · GST invoice: yes · UPI: not checked · Data in India: not checked (read 28 Oct 2026)
- Best for
- startups
- Drawback
- None on file yet.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- Yes (as our tool page records it)
- India fit
- Bills in rupees: not checked · GST invoice: not checked · UPI: yes · Data in India: not checked (read 28 Oct 2026)
- Best for
- startups
- Drawback
- None on file yet.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- Yes (as our tool page records it)
- India fit
- Bills in rupees: yes · GST invoice: not checked · UPI: not checked · Data in India: not checked (read 28 Oct 2026)
- Best for
- startups
- Drawback
- The vendor publishes no list price: a team that needs a number for a budget has to ask for a quote.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- Yes (as our tool page records it)
- India fit
- Bills in rupees: not checked · GST invoice: not checked · UPI: no · Data in India: not checked (read 28 Oct 2026)
- Best for
- startups
- Drawback
- The vendor publishes no list price: a team that needs a number for a budget has to ask for a quote.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- None listed
- India fit
- Bills in rupees: yes · GST invoice: not checked · UPI: not checked · Data in India: not checked (read 28 Oct 2026)
- Best for
- Indian fintech startups, neo banks, lending
- Drawback
- The vendor publishes no list price: a team that needs a number for a budget has to ask for a quote.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- Yes (as our tool page records it)
- India fit
- Not checked yet
- Best for
- startups
- Drawback
- The vendor publishes no list price: a team that needs a number for a budget has to ask for a quote.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- None listed
- India fit
- Not checked yet
- Best for
- Indian fintech startups, neobanks, lending
- Drawback
- The vendor publishes no list price: a team that needs a number for a budget has to ask for a quote.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- None listed
- India fit
- Not checked yet
- Best for
- startups
- Drawback
- None on file yet.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- None listed
- India fit
- Not checked yet
- Best for
- startups
- Drawback
- None on file yet.
-
- 10 people
- No monthly plan price on file (it may charge per use or by quote). See the tool page for what we know.
- Free plan
- None listed
- India fit
- Not checked yet
- Best for
- startups
- Drawback
- None on file yet.
How to choose
- Ask for a quote in writing. None of the 13 tools here publishes a plan we could price for 10 people, so the number you are quoted is the number to compare.
- Check India fit before you sign. We have read that 6 of 13 bill in rupees, 4 give a GST invoice and 1 keep data in India. "Not checked" means we have not read it, not that the answer is no.
- Start on a free plan where there is one. 8 of 13 list a free plan, so you can try them with your own data before paying.
- Check how each one charges. 13 of 13 have no monthly plan price we could read: some charge per transaction or per use, some only by quote. Their tool pages say which.