What is India's RBI Financial Inclusion Index score?

History

The RBI releases give 64.2 for March 2024, 67.0 for March 2025 and 70.0 for March 2026. The index is a composite score, not a percentage of people.

The figures side by side

How we got this number

1. Open the RBI press release "Financial Inclusion Index for March 2026", dated 16 July 2026, and read the index value.
2. Open the March 2025 release (22 July 2025) for the year before; it also gives March 2024.
3. Put the three values side by side. The RBI names the cause each year: higher usage in 2026; usage and quality in 2025.

What this number does not tell you

• The FI-Index is a composite score built by the RBI. The releases do not give the three sub-index values, so this page does not either.
• The index is a score, not a count of people or accounts. A rise of 3 points does not mean 3% more people have bank accounts.
• The RBI releases give one value a year, for the year ending March. There is no monthly or quarterly series.

Sources

1. Reserve Bank of India: press release, Financial Inclusion Index for March 2026, 16 July 2026The value of FI-Index for March 2026 stands at 70.0 vis-à-vis 67.0 in March 2025, with growth witnessed across all sub-indices. Improvement in FI-Index, this year, is mainly on account of uptick in Usage, thereby reflecting deepening of financial inclusion.
2. Reserve Bank of India: press release, Financial Inclusion Index for March 2025, 22 July 2025The value of FI-Index for March 2025 stands at 67.0 vis-à-vis 64.2 in March 2024, with growth witnessed across all sub-indices, viz., Access, Usage and Quality.

Worked out by us: 3.0 points (70.0 for March 2026 minus 67.0 for March 2025).

Questions people ask

What is the RBI Financial Inclusion Index?

A composite index the RBI built with stakeholders including the Government to capture the extent of financial inclusion across the country. It was first published in August 2021 for the year ending March 2021.

What is the latest Financial Inclusion Index value?

70.0 for March 2026, against 67.0 in March 2025, per the RBI press release of 16 July 2026.

Why did the index rise in 2026?

The RBI says the improvement was mainly on account of an uptick in usage, with growth in all sub-indices.

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This figure is from RBI's own release or a report quoting it. We recheck it yearly (RBI publishes the index each July for the year ending March). If you have a newer or better source, send it to us.