India's non-life insurers wrote ₹32,951.16 crore of gross direct premium in September 2026 (General Insurance Council), up 6.12% from ₹31,052.06 crore in September 2025. From April to September 2026 the total was ₹1,79,712.7 crore, up 8.92%. Specialised insurers (Agriculture Insurance Company and ECGC) wrote 49.90% less in the month; without them, premium grew 15.01%.
Source · General Insurance Council, figure for September 2026 · checked
| Period | Value (₹ crore) |
|---|---|
| Sep 2026 | 32,951.16 |
| Aug 2026 | 27,454.52 |
| Jul 2026 | 31,397.59 |
| Jun 2026 | 27,196.34 |
| May 2026 | 24,194.96 |
| Apr 2026 | 36,417.67 |
Gross direct premium is premium written in India before reinsurance. The council adds up general insurers, stand-alone health insurers and specialised insurers. Figures are provisional.
| Measure | Figure | Source |
|---|---|---|
| Gross direct premium, September 2026 | ₹32,951.16 crore | General Insurance Council, September 2026 |
| Gross direct premium, September 2025 | ₹31,052.06 crore | General Insurance Council, September 2026 report |
| Cumulative, April–September 2026 | ₹1,79,712.7 crore | General Insurance Council, September 2026 |
| Cumulative, April–September 2025 | ₹1,64,987.82 crore | General Insurance Council, September 2026 report |
| Stand-alone health insurers, September 2026 | ₹4,382.00 crore | General Insurance Council, September 2026 |
| Specialised insurers, September 2026 | ₹2131.05 crore | General Insurance Council, September 2026 |
Stand Alone Health Insurers sub Total 4,382.00 3447.56 27.10% 25586.29 19578.01 30.69% 14.24% 11.87% Specialised Insurers Agriculture Insurance Co Of India Ltd 1995.43 4119.16 -51.56% 2866.64 6703.98 -57.24% 1.60% 4.06% ECGC Ltd 135.62 134.76 0.64% 740.89 674.17 9.90% 0.41% 0.41% Specialised Insurers Sub Total 2131.05 4253.92 -49.90% 3607.53 7378.15 -51.11% 2.01% 4.47% Grand Total 32951.16 31052.06 6.12% 179712.7 164987.82 8.92% 100.00% 100.00% Grand Total excl. specialised cos 30820.11 26798.14 15.01 176105.17 157609.67 11.74% 97.99% 95.53% Cumulative Upto Month Market Share % Flash Report _Non-Life Insurers Gross Direct Premium Underwritten For & Upto September 2026 (Provisional figures) (Rs. In Crs.)
Grand Total 27454.52 24948.31 10.05% 146760.89 133935.79 9.58% 100.00% 100.00% Grand Total excl. specialised cos 26644.64 23842.1 11.75% 145284.41 130811.55 11.06% 98.99% 97.67% For the Month Cumulative Upto Month Market Share % Flash Report _Non-Life Insurers Gross Direct Premium Underwritten For & Upto August 2026 (Provisional figures) (Rs. In Crs.)
Grand Total 31397.59 29695.62 5.73% 119306.35 108986.67 9.47% 100.00% 100.00% Grand Total excl. specialised cos 31001.21 28067.97 10.45% 118639.75 106969.42 10.91% 99.44% 98.15% “IRDAI has recently revised the formats for reporting and they have excluded premium from long term policies from reporting of premiums with effect from October 1, 2024. It is assumed that all companies have deducted the long term premiums accordingly for the current year only following IRDAI formats. Therefore the growth rates reported for the current year cannot be compared with the previous year's figures.” For the Month Cumulative Upto Month Market Share % Flash Report _Non-Life Insurers Gross Direct Premium Underwritten For & Upto July 2026 (Provisional figures) (Rs. In Crs.)
Grand Total 27,196.34 23,458.36 15.9% 87,825.41 79,324.40 10.7% 100.00% 100.00% Grand Total excl. specialised cos 27,145.28 23,265.02 16.7% 87,628.27 78,901.15 11.1% 99.78% 99.47% “IRDAI has recently revised the formats for reporting and they have excluded premium from long term policies from reporting of premiums with effect from October 1, 2024. It is assumed that all companies have deducted the long term premiums accordingly for the current year only following IRDAI formats. Therefore the growth rates reported for the current year cannot be compared with the previous year's figures.” Flash Report _Non-Life Insurers Gross Direct Premium Underwritten For & Upto June 2026 (Provisional figures) (Rs. In Crs.)
Grand Total 24194.96 22268.24 8.65% 60612.90 55860.43 8.51% 100.00% 100.00% Grand Total excl. specialised cos 24188.31 22137.54 9.26% 60483.3 55636.3 8.71% 99.79% 99.60% “IRDAI has recently revised the formats for reporting and they have excluded premium from long term policies from reporting of premiums with effect from October 1, 2024. It is assumed that all companies have deducted the long term premiums accordingly for the current year only following IRDAI formats. Therefore the growth rates reported for the current year cannot be compared with the previous year's figures.” Cumulative Upto MonthFor the Month Market Share % Flash Report _Non-Life Insurers Gross Direct Premium Underwritten For & Upto May 2026 (Provisional figures) (Rs. In Crs.)
Grand Total 36,417.67 33,592.23 8.41% 36,417.67 33,592.23 8.41% 100.00% 100.00% Grand Total excl. specialised cos 36,294.72 33,498.79 8.35% 36,294.72 33,498.79 8.35% 99.66% 99.72% For the Month Cumulative Upto Month Market Share % “IRDAI has recently revised the formats for reporting and they have excluded premium from long term policies from reporting of premiums with effect from October 1, 2024. It is assumed that all companies have deducted the long term premiums accordingly for the current year only following IRDAI formats. Therefore the growth rates reported for the current year cannot be compared with the previous year's figures.” Flash Report _Non-Life Insurers Gross Direct Premium Underwritten For & Upto April 2026 (Provisional figures) (Rs. In Crs.)
₹32,951.16 crore in gross direct premium, up 6.12% from September 2025 (General Insurance Council, provisional).
₹1,79,712.7 crore from April to September 2026, up 8.92% on the same months last year.
Specialised insurers wrote 49.90% less premium in September 2026. Excluding them, the market grew 15.01%.
This is a best guess, not an official statistic. We recheck it monthly. If you have a newer or better source, send it to us.
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