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How many NPS subscribers are there in India?

The National Pension System had 2.36 crore subscribers on 31 October 2026, according to PFRDA, with ₹17,40,806 crore in assets under management. Atal Pension Yojana is counted separately, at 8.11 crore subscribers and ₹58,278 crore. Together the two schemes hold about ₹17.99 lakh crore for 10.47 crore people.

Source · PFRDA, figure for October 2026 · checked

2.36 crore
NPS subscribers (APY counted separately) · 31 October 2026
Range
2.36 crore subscribers; ₹17,40,806 crore AUM
Confidence
High: an official count
Last checked

Both figures are PFRDA's totals for the National Pension System as on 31 October 2026. Atal Pension Yojana (APY) is shown separately: 8.11 crore subscribers and ₹58,278 crore.

The figures side by side

MeasureFigureSource
NPS subscribers2.36 crorePFRDA, 31-10-2026
NPS assets under management₹17,40,806 crorePFRDA, 31-10-2026
APY subscribers (active accounts)8.11 crorePFRDA, 31-10-2026
APY assets under management₹58,278 crorePFRDA, 31-10-2026
NPS plus APY, assets₹17.99 lakh crorePFRDA, worked out from the two lines

How we got this number

  1. Read PFRDA's 'Pension System Growth Milestones' block on its home page: NPS total subscribers 2.36 crore and total AUM ₹17,40,806 crore, marked 'Data as on 31-10-2026'.
  2. Read the Atal Pension Yojana (APY) line in the same block: 8.11 crore subscribers and ₹58,278 crore. PFRDA notes the APY subscriber figure is for active accounts only.
  3. Add the two schemes for the combined figure: 2.36 + 8.11 = 10.47 crore subscribers, and ₹17,40,806 + ₹58,278 = ₹17,99,084 crore, which is about ₹17.99 lakh crore.

What this number does not tell you

  • PFRDA gives the NPS and APY totals on its home page with one 'as on' date and no history, so this page has no monthly chart. PFRDA's statistics page has monthly sector-wise files, but they give figures per sector, not a single NPS total.
  • The home page does not say how it treats NPS Vatsalya or other sub-schemes. We report PFRDA's NPS line as published.
  • The APY subscriber figure is for active accounts only, so it is not directly comparable with the NPS figure.
  • In October 2025 PFRDA's own release headline said NPS and APY together had crossed ₹16 lakh crore and 9 crore subscribers.

Sources

  1. PFRDA, Pension System Growth Milestones (home page), as on 31-10-2026Pension System Growth Milestones* National Pension System (NPS) Total Subscribers (in Cr) 2.36 Total AUM (in Cr) ₹17,40,806 Atal Pension Yojana (APY)# Total Subscribers (in Cr) 8.11 Total AUM (in Cr) ₹58,278 * Data as on 31-10-2026 # Figure pertains to active APY accounts only
  2. PFRDA, press release: NPS and APY cross ₹16 lakh crore in AUM and 9 crore subscribers, Published on: 09-10-2025NPS and APY cross ₹16 lakh crore in Assets under Management and 9 crore subscribers

Worked out by us: 10.47 (NPS 2.36 crore plus APY 8.11 crore subscribers (PFRDA, 31 October 2026)); 1799084 (₹17,40,806 crore (NPS) plus ₹58,278 crore (APY), PFRDA, 31 October 2026, = ₹17,99,084 crore); 17.99 (₹17,99,084 crore divided by 1,00,000 to give lakh crore, rounded to two decimals); 17.41 (₹17,40,806 crore (NPS AUM) divided by 1,00,000 to give lakh crore, rounded to two decimals).

Questions people ask

How many NPS subscribers are there in India?

2.36 crore on 31 October 2026, according to PFRDA, with ₹17,40,806 crore in assets under management.

How many people are in Atal Pension Yojana?

8.11 crore active accounts and ₹58,278 crore in assets, as on 31 October 2026 (PFRDA). APY is a separate scheme from NPS.

What is the combined size of NPS and APY?

About ₹17.99 lakh crore for 10.47 crore subscribers, adding PFRDA's two lines for 31 October 2026.

Read next

This figure is from PFRDA's own release or a report quoting it. We recheck it monthly. If you have a newer or better source, send it to us.

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